Terms and Conditions

Your use of this website is subject to the following Terms and Conditions. If you do not agree to these Terms and Conditions, you must not use this website.

This website is intended to provide general information only and, as such, does not claim to be or constitute professional advice.

Users should seek appropriate advice before taking or refraining from taking any action in reliance on any information contained in this website. Some of the material on this site may have been prepared some time ago. Clifford James Consultants Limited is not responsible for any loss which may arise from accessing, using or reliance on any such information.

The contents of this site are for general information purposes only. Whilst we endeavour to ensure that the information on this site is correct, no warranty, express or implied, is given as to its accuracy and we do not accept any liability for error or omission. Clifford James Consultants Limited does not accept any responsibility for any loss which may arise from accessing or reliance on information contained in this site. In addition, we shall not be liable for any damage (including, without limitation, damage for loss of business or loss of profits) arising in contract, tort or otherwise from the use of, or inability to use, this site or any material contained in it, or from any action or decision taken as a result of using this site or any such material.

This Website may include hyperlinks to Websites operated by other parties and content posted by visitors to our Website. We are not responsible for examining or evaluating them and their inclusion does not imply our endorsement of their content. We are therefore not responsible for the content of external Internet sites that link to this site or which are linked from it. Nor are we responsible for any content posted to this Website by visitors.

The views expressed in the articles, reports, reviews and other contributions to this site are those of the authors and do not necessarily reflect the views of the officers, Employees, Owners or any member of Clifford James Consultants Limited.

Our privacy policy contains important information about Clifford James Consultants Limited including information provided in accordance with the European Data Protection Directive.

Website Ownership

This website is owned and operated by Clifford James Consultants Limited, whose Registered Office 8 Bearl Farm, Stocksfield, Northumberland, NE43 7AL. Registered in England & Wales No 5992770.

Copyright Notice

The contents of this site are protected by copyright under English and international law.

Users are permitted to read the contents of this site and make copies for their own personal use. They may also give copies to colleagues for their personal use on terms that Clifford James Consultants Limited is acknowledged as the source, the text is not altered in any way and the attention of the recipients is drawn to this warning. All other use and copying of any of the contents of this site is prohibited. Copying from Websites of third parties is subject to any requirements applicable to those sites.

Telephone Calls and Charges

Our main telephone number is 0844 88 050 88.

Calls to this number cost 7 pence per minute plus the standard network charge, which varies between providers.

Our alternative number is 01661 843 292.

Calls to this number are charged at the UK national land line call rate, which varies depending on your service provider.

Payments Generally

These Terms and Conditions apply to payments made to Clifford James Consultants Limited and/or its clients.

By making a payment to Clifford James Consultants Limited and/or a client of Clifford James Consultants Limited (“client”), you accept these Terms and Conditions in addition to and as forming part of any agreement made between Clifford James Consultants Limited and/or its client and you, unless expressly stated otherwise by Clifford James Consultants Limited and/or a client. In the event that no agreement has been made between Clifford James Consultants Limited and/or a client, these Terms and Conditions will apply to any payment you make to Clifford James Consultants Limited and/or a client for that transaction only and without prejudice to any rights or claims Clifford James Consultants Limited and/or a client may have against you. You accept and agree that these Terms and Conditions in no way affects any outstanding case, claim, right or other matter Clifford James Consultants Limited and/or a client may have against you and in all circumstances is without prejudice to any rights or claims Clifford James Consultants and/or its client may have.

If you send a cheque to Clifford James Consultants Limited and/or a client that is not honoured, we will charge you an administration fee of £30.00 plus VAT, representing the reasonable cost and charges that are incurred in these circumstances. If you send a BACS payment or bank transfer to Clifford James Consultants Limited and/or a client for an amount that is not agreed, the payment will not constitute a settlement and if this payment is not received by Clifford James Consultants Limited and/or its client on an interim basis, the payment will be returned to you less an administration fee of £30.00 plus VAT. This represents the reasonable cost and charges that are incurred for processing this transaction.

In all circumstances, any payments received by Clifford James Consultants Limited and/or its client are strictly received an interim basis only and without prejudice to any outstanding matters, claims, heads of claim or rights, unless expressly agreed otherwise. Nothing in these Terms and Conditions will affect any individual agreement or settlement and at all times is without prejudice to any rights or claim.